The Debt Trap That Makes Me Want To Change My Identity

My name is Marcus Johnson, but soon, it may not be so. What goes, you wonder. Well, let me take you back to the very beginning, when I used to work at a small Company, and was pretty well off.


I won’t be mentioning the name of this company, due to certain reasons, but here’s what you need to know: It was an up and coming company that was showing promising growth, and it was slowly expanding into more regions. Continue reading The Debt Trap That Makes Me Want To Change My Identity

How to Change Your Identity for Escaping From Huge Debts

When you are burdened with huge debts either by your own making or by an error committed by credit rating agencies, you enter into the world of bad credits.


Your low credit standing comes in your way of recovery and it blocks all your ways of financial return. The only way to escape from this is to flee your current scene, move to a new place, acquire a new identity and start over again. This seems to be the only way to carry on with the remaining days of your life with some peace of mind. Continue reading How to Change Your Identity for Escaping From Huge Debts

How I Lost My Job And Ended Up In Debt

My life was blissful! I had the perfect job, the perfect house, in short the perfect life. I was working as a software engineer in one of the top multi-national companies of the world.


Being the eldest at home, I had the full responsibility to support my family financially and I was doing it successfully. I had bought a house for my parents, a new car for myself and all the necessary equipments for a luxurious living. Continue reading How I Lost My Job And Ended Up In Debt

How My Wife Ruined My Life

I would say I don’t know how it happened, but that’s me lying to myself and trying to pretend I wasn’t the idiot who got myself into this position in the first place.


There was a time when I promised myself I would never borrow money, never buy anything I couldn’t afford, but then I got married. She, well, I should have known better than to give it to her, as I was the one who was digging myself deeper and deeper into a hole I knew I’d never be able to climb out of. My name was on all of the bills, I was the one who took out all the loans, and, because she had bad credit, she used my name on all of the catalogues she bought from. By the time she was done… it’s easier not to think in terms of figures. I just knew that I was never going to be able to pay it all back and the logical thing to do would have been to declare myself bankrupt. At the time, though, I wasn’t thinking logically. Continue reading How My Wife Ruined My Life

Change Identity Because of Too Much Debt

Is there a way to change identity? Because in my current financial situation, I think it’s by far the best solution rather than filing for bankruptcy, constantly hide from debt collectors, and of course paying my debt which is now close to $200,000.


When I was still at school, I had literally no financial problem because I was supported by my parents. I was even using an extension of my daddy’s credit card. As everyone knows, you really get enticed to shop using a card. Since I was still young that time, I was less responsible in terms of my finances. When my daddy started to notice the huge amounts of purchases I made, he cut my extension card and told me that it would be best for me to learn to become financially independent. Continue reading Change Identity Because of Too Much Debt

The American Dream With A New Identity

For as long as I can remember I had a burning desire to live what many people term ‘The American Dream‘. To foreigners, it is streets paved with glistening gold, opportunity coming to you, and the absence of struggle.


It is a utopia where people of all nationalities come to live a life of harmony and prosperity. To natives, it is a life of security and happiness. A large house centered inside of peaceful neighborhood, with the only trouble being what fun things you are going to be doing with your family during your free time. Social dominance among peers and a reputation of success and achievement. Continue reading The American Dream With A New Identity