So I’ve come to the point in my life where my bank account is displaying numbers with minus signs in front of them, all my credit cards are blank and the interest is running, the mortgage hasn’t been paid for months and I can feel the loan officers breathing in my neck.
Sure it’s partly, ok mostly, my own fault, but everyone makes mistakes, right? I’ve tried and tried to find a solution by using honest methods, but nothing really seems to be enough, the debt that I have to deal with is just way too much to handle.
Recently there is one more solution revolving in my head but the thing is that in some cases it can’t be considered to be entirely legal. I know a lot of people have given it a try and got away with it. They are now living the life of their dreams without any debts haunting them or any crazy people following them. I wish I could join the club as well and become one of those people.
In case you’re wondering what this magic solution is then the answer is really simple, it’s identity change. Yes, in the perfect world you could turn a clean sheet in every aspect of your life with new birth certificate, name, social security number, passport, bank account and credit cards. But the perfect world ended already in the 1970’s.
It was way back then when the good old paper tripping method for identity change could have been applied but not anymore in our modernized, computerized and highly guarded society. There are still offers for paper tripping identity change of course but as much as I’ve learned it’s way too risky to try this out. Basically the only way I could change my identity is by applying to change my name legally but that’s not really worth that much if my social security number remains the same. And social security number itself can be changed only if you have a valid reason, green light from the judge and a court order. People placed in the Witness Protection can get a new identity with a new social security number as well but well, that’s not the case right now.
No one would grant me with a new social security number just because I want to escape my poorly made financial decisions. I did come up with a semi-legal solution for identity change though. A friend of mine offered to try this out and I’m thinking about giving it a go. First I would have to declare bankruptcy. Then the next step would be changing my name legally. That would give me a new identity to some extent and if I’m lucky then by moving far away from my original location I could actually open up a new bank account in some other bank without any of my old bank records coming along.
If it doesn’t work in one bank then it might work in some other so I think it’s worth a try at least. And right now in my situation it’s pretty much the only resolution that I dare to try.