Personal circumstances forced me to get a new identity. It’s virtually impossible to find trustworthy and reliable information on identity change online, which is why I decided to start this blog.

Identity change must be one of the least discussed subjects online. There are so many people taking on new identities every day. However, most keep it a secret.

Why do people change their Identity?

Debt: Debt destroys lives every day. It turns honest citizens into working slaves and makes their life hell. We all make mistakes and we should have the chance to learn from them.

Stalking victim and family violence: There are just too many women suffering from abusive husbands and stalkers, who are never able to escape. Getting a new identity is in many cases the only way to escape all the suffering, pain and hardship that they experience every day.

Law Enforcement: Some people don’t trust law enforcement agencies and believe that our legal system is corrupt and don’t see any other way out of their situation than changing their identity.

Is it ethical to get a new Identity? Yes, I believe it’s 100% ethical. It is the right of every citizen according to the constitution of the United States to change their identity. We all have the right to a livable life. If debt, an abusive husband, stalker or even some corrupt law enforcement agent  is making your life a living nightmare, you have to take action otherwise you life will never change. My life used to be like hell. I had so much debt, it would have been virtually impossible to ever pay it back.

I read a lot of books on identity change, however, most just described illegal methods, such as “ghosting” where you take on the identity of a dead person. Most of the techniques probably worked 20 or 30 years ago, but nowadays they will just get you put behind bars.

I came across the “Change Identity Bible” written by Peter Bergmann. It took me 4 weeks to read and act on the information, after which I was able to secure employment, rent a house and buy a car without spilling out my real information.

It was some work to live legally and anonymously. However, it paid off in the end. To learn more about how to start over again, just visit ‘changeidbible.com’.

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It is not difficult nowadays find yourself trapped by debt, too often, we leave ourselves be enchanted by the policy of “buy now and pay later”.

This policy has generated a lot of trouble to several families and to me personally. I had got to a stage where I had exaggerated in the demand for loans.

This can happen to anyone, as it did to me, maybe you bought an asset when the family income was two salaries, here starts the “two-income trap“, what is it? Well I would budget on the thought that we would have constantly two salaries in the family, and therefore we ran debts for two salaries.

As soon as I lost my Job, those installments became unbearable and we were no longer able to meet our monthly commitments that we had previously agreed to, in good times, when economic conditions were more prosperous.

The question was how were we supposed to settle our debts? Should we have waited for the bailiff?  We did not. When you realize you have become insolvent on many fronts, it is good to try to contact your creditors to reconcile a different repayment plan, many are even dusting off the old bills and are more than happy to accept restructuring, instead of been caught with bad debt. Financial institutions, so as not to waste time in lengthy legalities, often agree to these forms of payments.

Well it is easy for me to speak now after we had taken the drastic decision to get a new Identity and move to another state. We had to fake our social security numbers, had bought fake passports and were constantly hiding from the law. It was a nightmare.
Now thinking back another solution was to bring together the previously accumulated debts into a single debt, usually with lower interest rates. Later I found out of the existence of this so called “debt consolidation”.

We have been lying low with our new identities for over three years, waiting for any record to die out. We found out these procedures often take time and they can start quiet late. Had we chosen instead an immediate bankruptcy, we could have been halfway through our clearance.

After a lot of research I found out that if debts are just too high and all your property is insufficient to repay the debt, you can declare bankruptcy. In this way each debt will be blocked and practice will be sent to court, where there will be a renegotiation with creditors. The time frame for recovering from  insolvency would have been less.

After many years of remorse with our new identity, I believe it is always good to consider the family as a company and calculate carefully what comes in and what goes out, in order not to have an unexpected credit noose around your neck.